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Scaling climate-resilient agriculture through innovative finance solutions

Welcome to ADAPTA Climate Finance Facility(ACFF)
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What we do

How We Work

At Adapta Climate Finance Facility, we connect finance with climate resilience. Using a blended finance structure, advanced technology, and strategic local partnerships, we make climate-smart loans accessible to smallholder farmers. Our model enables farmers to embrace regenerative practices, boost productivity, and strengthen their resilience to climate shocks, while reducing risk for financial institutions.

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Adapta Climate Finance Facility

Our team

Meet the team behind our success

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Madleine Mwithiga
CEO

Madleine is the CEO of ADAPTA Climate Facility and a Halcyon Global Climate Fellow, with 28+ years in banking, SME finance, and impact-driven investments across Africa. Formerly Country Head of Business Banking at Standard Chartered Bank Kenya and Africa Regional SME Head, she drove SME growth strategies across 10 markets, delivering strong turnaround and scale. Today, she now champions climate adaptation and agribusiness linking finance, technology, and sustainable enterprise growth to transform African economies.

Elizabeth Mumbi
Head of Investments

Elizabeth is an experienced investment professional with deep expertise in fintech, impact investing, and SME and agribusiness financing across Africa. She has a strong background in debt fundraising, wealth management, and sustainability-focused finance. A Chartered Financial Analyst (CFA) and MBA graduate in Strategic Management, Elizabeth brings proven skills in investment advisory, valuation, credit and financial analysis, and product development.

Lilian Ndungu
Expert Advisory Board

Lilian is an Agriculture Technology and Policy Advisor at the Tony Blair Institute for Global Change, with 8+ years supporting African governments. She spearheaded the development of a satellite-based tool that transformed Kenya’s crop insurance scheme, cutting costs by 70% and scaling nationwide. Her work has earned global recognition, including a NASA award and being named among the world’s top 50 geospatial rising stars.

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Expert Advisory Board

A senior private sector investment leader with deep experience mobilizing capital into high-growth SMEs across East Africa. Provides strategic guidance on investor engagement, enterprise scaling, and public–private partnerships, with sector exposure spanning agriculture, health, clean energy, and manufacturing.

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Testimonials

What Our Partners & Farmers Are Saying

Don't just take our word for it, see what the awesome people we work with have to say.

"Before Adapta, no bank would lend to us. Now, with the training and support I’ve received, I’ve doubled my harvest and can plan for the future with confidence."

🌿 Esther Wanjiru

Smallholder Farmer, Nakuru County

"Adapta’s climate risk scoring tool has transformed how we assess farmer loans. It’s accurate, easy to use, and gives us confidence to lend where it matters most."

📊 James Odhiambo

Credit Officer, Partner SACCO

"Working with Adapta has been refreshing. Their model is practical, tech-driven, and rooted in the real needs of farmers. The impact is visible—and lasting."

🌍 Anita Mwikali

Agri-Development Partner, Kenya

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+254746399605 info@adapta.africa
Redhill Place, Limuru Road, Kenya
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