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ACFF is a blended finance solution that provides affordable, climate-smart lending to smallholder farmers in Sub-Saharan Africa. By combining data-driven risk assessment, concessional capital, and local partnerships, ACFF enables farmers to adopt regenerative practices and build resilience to climate change.

Smallholder farmers benefit through access to lower-risk, affordable financing tailored for climate-resilient agriculture. Financial institutions also benefit from reduced lending risk, while partners contribute to a high-impact solution addressing food security, climate adaptation, and rural livelihoods.

ACFF uses ADAPTA’s proprietary climate risk scoring technology to assess farm-level exposure to climate shocks. This helps financial institutions make informed lending decisions, while blended finance structures absorb part of the risk, making loans more attractive and accessible.

Phase I is launching in 2025 in Kenya and Rwanda, targeting 50,000 farmers through partnerships with SACCOs and banks. Future phases aim to expand across Sub-Saharan Africa.

We’re open to partnerships with donors, financial institutions, development agencies, and agri-focused organizations. Interested stakeholders can connect with us to explore co-financing, technical support, or scaling opportunities.